Rates Effective 1/19/2022
Interest Rates for $500 Minimum Deposit CD
| Term |
Annual Percentage Yield |
Compounding |
| 91 Day |
.07 |
Compounded & paid or credited at maturity |
| 26 Week |
.07 |
Compounded & paid or credited at maturity |
| 10 Month |
.10 |
Compounded & paid or credited quarterly |
| 1 Year |
.10 |
Compounded & paid or credited quarterly
|
| 1 1/2 Year |
.15 |
Compounded & paid or credited quarterly
|
| 23 Month |
.20 |
Compounded & paid or credited quarterly |
| 2 Year |
.20 |
Compounded & paid or credited quarterly
|
| 2 1/2 Year |
.30 |
Compounded & paid or credited quarterly
|
| 3 Year |
.30 |
Compounded & paid or credited quarterly
|
| 4 Year |
.50 |
Compounded & paid or credited quarterly
|
| 5,6,7,8,9 &10 Year |
.60 |
Compounded & paid or credited quarterly |
Interest Rates for $5,000.00 Minimum Deposit CD
| Term |
Annual Percentage Yield |
Compounding |
| 91 Day |
.07 |
Compounded & paid or credited monthly |
| 26 Week |
.07 |
Compounded & paid or credited monthly |
| 1 Year |
.10 |
Compounded & paid or credited monthly |
1 1/2 Year
|
.15
|
Compounded & paid or credited monthly
|
| 2 Year |
.20 |
Compounded & paid or credited monthly |
| 2 1/2 Year |
.30 |
Compounded & paid or credited monthly
|
| 3 Year |
.30 |
Compounded & paid or credited monthly |
| 4 Year |
.50 |
Compounded & paid or credited monthly |
| 5,6,7,8,9 &10 Year |
.60 |
Compounded & paid or credited monthly |
Positive Growth CD
| Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
| $500 |
15 month |
.10 |
Compounded & paid or credited quarterly |
Super 7 Month CD
| Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
| $500 |
7 month |
.10 |
Compounded & paid or credited at maturity |
Individual Retirement Account CD
| Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
| $500 |
1 1/2 Year |
.15 |
Compounded & paid or credited quarterly |
| $500 |
3 Year |
.30 |
Compounded & paid or credited quarterly |
| $500 |
5 Year |
.60 |
Compounded & paid or credited quarterly |
| $100 |
2 Year |
.98* |
Compounded & paid or credited quarterly |
Health Savings Account
| Tier |
Tier Balance Requirement |
Annual Percentage Yield |
Compounding |
| 1 |
Up to $2,499 |
.05 |
Compounded & paid or credited monthly |
| 2 |
$2,500 - $9,999 |
.10 |
Compounded & paid or credited monthly |
| 3 |
$10,000 and over |
.15 |
Compounded & paid or credited monthly |
Rates subject to change. Please contact your local Henry County Bank office for current rates.
A penalty may be imposed for early withdrawal on certificates of deposit.
*Variable rate may change after account is opened.
