Rates Effective 1/20/2021
Interest Rates for $500 Minimum Deposit CD
Term |
Annual Percentage Yield |
Compounding |
91 Day |
.07 |
Compounded & paid or credited at maturity |
26 Week |
.10 |
Compounded & paid or credited at maturity |
10 Month |
.10 |
Compounded & paid or credited quarterly |
1 Year |
.20 |
Compounded & paid or credited quarterly
|
1 1/2 Year |
.25 |
Compounded & paid or credited quarterly
|
23 Month |
.30 |
Compounded & paid or credited quarterly |
2 Year |
.30 |
Compounded & paid or credited quarterly
|
2 1/2 Year |
.30 |
Compounded & paid or credited quarterly
|
3 Year |
.30 |
Compounded & paid or credited quarterly
|
4 Year |
.50 |
Compounded & paid or credited quarterly
|
5,6,7,8,9 &10 Year |
.60 |
Compounded & paid or credited quarterly |
Interest Rates for $5,000.00 Minimum Deposit CD
Term |
Annual Percentage Yield |
Compounding |
91 Day |
.07 |
Compounded & paid or credited monthly |
26 Week |
.10 |
Compounded & paid or credited monthly |
1 Year |
.20 |
Compounded & paid or credited monthly |
1 1/2 Year
|
.25
|
Compounded & paid or credited monthly
|
2 Year |
.30 |
Compounded & paid or credited monthly |
2 1/2 Year |
.30 |
Compounded & paid or credited monthly
|
3 Year |
.30 |
Compounded & paid or credited monthly |
4 Year |
.50 |
Compounded & paid or credited monthly |
5,6,7,8,9 &10 Year |
.60 |
Compounded & paid or credited monthly |
Positive Growth CD
Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
$500 |
15 month |
.10 |
Compounded & paid or credited quarterly |
Super 7 Month CD
Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
$500 |
7 month |
.10 |
Compounded & paid or credited at maturity |
Individual Retirement Account CD
Min Deposit |
Term |
Annual Percentage Yield |
Compounding |
$500 |
1 1/2 Year |
.25 |
Compounded & paid or credited quarterly |
$500 |
3 Year |
.30 |
Compounded & paid or credited quarterly |
$500 |
5 Year |
.60 |
Compounded & paid or credited quarterly |
$100 |
2 Year |
.98* |
Compounded & paid or credited quarterly |
Health Savings Account
Tier |
Tier Balance Requirement |
Annual Percentage Yield |
Compounding |
1 |
Up to $2,499 |
.05 |
Compounded & paid or credited monthly |
2 |
$2,500 - $9,999 |
.15 |
Compounded & paid or credited monthly |
3 |
$10,000 and over |
.25 |
Compounded & paid or credited monthly |
Rates subject to change. Please contact your local Henry County Bank office for current rates.
A penalty may be imposed for early withdrawal on certificates of deposit.
*Variable rate may change after account is opened.