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Checking

Free Checking

If you would like images of your cancelled checks returned to you each month, this account is for you. With no minimum balance requirements, you have unlimited check writing and access to your funds through our ATM network. You can also have your payroll, Social Security, or government check automatically deposited directly to your account. With a $50 minimum opening deposit, you'll receive:

  • No per check charge
  • Unlimited check writing
  • Easy to read monthly statement with check images
  • Debit card available upon approval
  • 24-hour access to funds nationwide and abroad. FREE transactions at the ATMs owned by The Henry County Bank.

NOW Checking Account

Earn competitive interest rates on your checking balance, with our NOW account option. It is easy to enjoy the convenience of direct deposit by having your payroll, Social Security, or government check automatically deposited to your account. By opening your account with just $1,000 and keeping a minimum balance of $1,000, you'll enjoy:

  • Interest compounded monthly
  • No per check charge
  • Unlimited check writing
  • Easy to read monthly statement with check images
  • FREE debit card available upon approval
  • 24-hour access to funds nationwide and abroad including FREE transactions at the ATMs owned by The Henry County Bank.

$6.50 monthly fee if balance falls below $1000.

Super NOW Checking Account

Super NOW Accounts are a perfect fit for customers who keep a larger balance in their checking account. Maintain a balance above $2500 and you will earn a higher rate of interest than our NOW account. Interest is earned based on a tiered variable rate. You can enjoy the convenience of direct deposit by having your payroll, Social Security, or government check automatically deposited to your account. With a $2500 minimum opening deposit, you'll receive:

  • Interest compounded monthly
  • No per check charge
  • Unlimited check writing
  • Easy to read monthly statement with check images
  • FREE debit card available upon approval
  • 24 hour access to funds nationwide and abroad. FREE transactions at the ATM's owned by The Henry County Bank.

$8.50 monthly fee if the balance falls below $2500

Money Market Checking Account

This account allows you to earn the highest rate of interest available for our checking accounts. Interest is compounded and credited monthly. An opening balance of $2500 or greater is required. You will also receive these additional features:

  • Easy to read monthly statement with check images
  • No charge for copies of cancelled checks
  • Six transfers to another account or third party, including checks, are permitted each statement cycle (check fee will apply for each item in excess of six)
  • Unlimited withdrawals conducted in person

$8.50 monthly fee if the balance falls below $2500

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