At The Henry County Bank we understand our farming customers have to manage a unique set of demands placed on their time and resources. We work to ease those burdens whenever we can by offering solution based support to the agricultural communities we serve. Our qualified loan officers make decisions locally to better serve your financial needs. See our online calculators to get an estimate of your loan payment amount.
We strongly support our agricultural community and offer a variety of competitive products and services to meet your specialized needs. Our staff of professionals understand agriculture and take pride in being your financial partner. Whether you need to purchase equipment, finance agricultural real estate, or utilize a line of credit to finance crop input cost, like seed and fertilizer, we work with you to structure a productive package.
Ag-Lines of Credit are available for both grain and livestock operations. As you plan for the planting season, an ag-line of credit can assist you in prepaying inputs such as seed, fertilizer, or feed. It also provides you flexibility in marketing your grain and livestock. Our ag-line of credit allows you to manage your in-flows and out-flows during the year to meet your operation's specific needs.
Equipment Loans for the purchase of new or used equipment are available. Both fixed and variable rate programs are offered. The terms of these loans may vary by the type of equipment, with a maximum term of seven years. Monthly, quarterly, semi-annual, annual or special balloon payment options are available to keep payments affordable.
Real Estate Loans for the purchase or refinance of farmland, land improvements, and outbuildings are offered. Both fixed and variable rate programs are available. The terms vary and may be as long as 25 years. In addition, we offer monthly, quarterly, semi-annual, or annual payment options.