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Small Business Checking 

This account is designed to ease the burden on lower volume accounts. Businesses utilizing fewer than 150 processes a month will have no monthly service fees. Processes include any combination of checks paid, deposits, deposited checks and ACH items. An excess usage fee of $0.25 per item will be assessed on all items in excess of the monthly limit. This is a non-interest earning account.

  • No minimum balance. No monthly service charge
  • Account can be opened with $50 minimum
  • Monthly transaction limit, 150 items
  • Debit card available upon approval
  • 24-hour access to funds nationwide and abroad. FREE transactions at the ATMs owned by The Henry County Bank

Business Checking Account

Designed with our commercial customers in mind, these accounts provide a credit against monthly service charges based on your average balance for the month. 

       Standard fees include:

  • $5.00 monthly maintenance 
  • $.16 per check paid
  • $.10 per deposit item
  • $.20 per deposit

FDIC Assessment: Monthly earnings credit is based on most recent four week average of three-month treasury bills calculated on average collected balance less a 10% reserve requirement.

Possible Account Fees:

  • $5.00 to replace lost ATM/Debit Card
  • Check printing, fees vary
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