Our rates change weekly for deposit accounts, which include:

Rates effective as of May 14, 2008


Minimum Deposit Term Annual Percentage Yield
$500 91 Days 1 1.510
26 Week 1 1.810
10 Month 6 2.520
Quarterly Compounding
1 Year 2 2.520
1-1/2 Year 2 2.520
23 Month 6 2.520
Quarterly Compounding
2 Year 2 2.830
2-1/2 Year 2 2.830
3 & 4 Year 2 2.830
5,6,7,8,9 & 10 Year 2 3.030
Minimum Deposit Term Annual Percentage Yield
$5,000 91 Days 2 1.510
26 Week 2 1.810
1 Year 2 2.530
2 Year 2 2.840
3 Year 2 2.840
4 Year 2 2.840
5 Year 2 3.040

Minimum Deposit Term Annual Percentage Yield
$500 15 Month 6 2.020

Minimum Deposit Term Annual Percentage Yield
$500 7 Month 1 2.010

Minimum Deposit Term Annual Percentage Yield
$500 1-1/2 Year 5 2.520
$500 3 Year 5 2.830
$100 (Variable) 2 Year 5 3.290

Minimum Deposit **** Annual Percentage Yield
None Passbook Savings 3 0.400
None Statement Savings 3 0.400
$2,500 Super Statement Savings 4 1.410

Minimum Deposit *** Annual Percentage Yield
$2,500 M.M.D.A. 4 0.500
$2,500 Super N.O.W. Account 4 0.500
$1,000 N.O.W. Account 4 0.350
Rates may change at Bank discretion or market change.
A penalty may be imposed for early withdrawals on Certificates of Deposit.

1 Compounded and paid or credited at maturity.
2
Under $5,000 - Compounded and paid or credited quarterly.
$5,000 and over - Compounded and paid or credited monthly.
3
Compounded and credited semiannually.
4
Compounded and credited monthly.
5
Compounded and credited quarterly.
6
Compounded and paid or credited quarterly.

Rates disclaimer: Every effort is made to keep rates current. Please confirm these rates with your local branch manager. Only rates available at our branches are legally valid. Programming errors can occur. Please call or visit to confirm official rates.

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For more information, contact the Main Office at 419-599-1065.
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