Our rates change weekly for deposit accounts, which include:

Rates effective as of February 1, 2012


Minimum Deposit Term Annual Percentage Yield
$500 91 Days 1 0.150
26 Week 1 0.250
10 Month 6 0.250
Quarterly Compounding
1 Year 2 0.400
1-1/2 Year 2 0.550
23 Month 6 0.700
Quarterly Compounding
2 Year 2 0.700
2-1/2 Year 2 0.900
3 Year 2 1.000
4 Year 2 1.510
5,6,7,8,9 & 10 Year 2 1.510
Minimum Deposit Term Annual Percentage Yield
$5,000 91 Days 2 0.150
26 Week 2 0.250
1 Year 2 0.400
2 Year 2 0.700
3 Year 2 1.000
4 Year 2 1.510
5 Year 2 1.510

Minimum Deposit Term Annual Percentage Yield
$500 15 Month 6 0.400

Minimum Deposit Term Annual Percentage Yield
$500 7 Month 1 0.250

Minimum Deposit Term Annual Percentage Yield
$500 1-1/2 Year 5 0.550
$500 3 Year 5 1.000
$100 2 Year 5 1.630
Variable*

Minimum Deposit **** Annual Percentage Yield
None Passbook Savings 3 0.080
None Statement Savings 3 0.080
$2,500 Super Statement Savings 4 0.200

Minimum Deposit *** Annual Percentage Yield
$2,500 M.M.D.A. 4 0.200
$2,500 Super N.O.W. Account 4 0.150
$1,000 N.O.W. Account 4 0.050

Tier Tier Balance Requirement Annual Percentage Yield
Tier 1 Up to $2,499 4 2.02
Tier 2 $2,500 - $9,999 4 2.53
Tier 3 $10,000 and over 4 2.78
Rates may change at Bank discretion or market change.
A penalty may be imposed for early withdrawals on Certificates of Deposit.
*Rate may change after account is opened.

1 Compounded and paid or credited at maturity.
2
Under $5,000 - Compounded and paid or credited quarterly.
$5,000 and over - Compounded and paid or credited monthly.
3
Compounded and credited semiannually.
4
Compounded and credited monthly.
5
Compounded and credited quarterly.
6
Compounded and paid or credited quarterly.

Rates disclaimer: Every effort is made to keep rates current. Please confirm these rates with your local branch manager. Only rates available at our branches are legally valid. Programming errors can occur. Please call or visit to confirm official rates.

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For more information, contact the Main Office at 419-599-1065.
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