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Please contact us for the most current rates and how they apply
to you. The rates listed here represent the lowest rates currently
available. The actual rate available will be determined by the
qualifications of the loan applicant. |
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Effective as of February 7, 2012
| Fixed Rate |
Maximum Term |
Fees 1 |
Points |
Rate 2 |
APR |
| Lowest Rate |
15 Year Fixed |
$1050-$1400 |
1.5 pts. |
3.000% |
3.2601% |
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20 Year Fixed |
$1050-$1400 |
1.5 pts. |
3.625% |
3.8305% |
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30 Year Fixed |
$1050-$1400 |
1.5 pts. |
3.750% |
3.8980% |
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| No Points |
15 Year Fixed |
$1050-$1400 |
0 pts. |
3.250% |
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20 Year Fixed |
$1050-$1400 |
0 pts. |
3.875% | |
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30 Year Fixed |
$1050-$1400 |
0 pts. |
4.000% | |
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Private Mortgage Insurance (PMI) is required with less than 20%
down.
1 Include legal,
appraisal, flood, loan processing, credit and filing fees. Fees may be higher depending upon property location,
loan-to-value, credit score, and type of mortgage loan product applied for.
2 All rates are subject to change. Call your loan officer listed
below for the best rates for you. |
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| 1 Year ARM |
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| 15 thru 30 year |
6.000% 2 |
20% down |
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| 3 Year INITIAL ARM |
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| 15 thru 30 year |
6.750% 2 |
20% down |
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Private Mortgage Insurance (PMI) is required with less than 10%
down. One point plus legal, appraisal, flood, loan processing, credit and filing fees
ranging $950 to $1300.
2 All rates are subject to change. Call your loan officer listed
below for the best rates for you. |
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| Model Year |
Rate |
Term |
| New 2011 - 2012 |
4.500% |
Max. 60 |
| New 2011 - 2012 |
4.750% |
Max. 66 |
| New 2011 - 2012 |
4.900% |
Max. 72
(minimum $25,000) |
| Used 2010 - 2011 |
5.100% |
Max. 60 |
| Used 2007 - 2009 |
5.350% |
Max. 54 |
| Used 2005 - 2006 |
5.750% |
Max. 48 |
| Used 2003 - 2004 |
6.100% |
Max. 36 |
| 2002 & Older |
7.750% |
Max. 24 |
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Loan terms may be decreased if mileage is in excess of 100,000
miles.
Rates subject to change based on credit history.
Auto Loan rates effective as of September 30, 2011.
Rates disclaimer: Every effort is made to keep rates current.
Please confirm these rates with your local branch manager. Only
rates available at our branches are legally valid. Programming
errors can occur. Please call or visit to confirm official rates. |
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Main Office
419-599-1065
419-599-4357 (Fax) |
Timothy P. Okuley
Real Estate Loans |
| Ask the operator for all other Consumer / Commercial Loan Specialists. |
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South Perry Street
419-592-6700
419-592-1918 (Fax) |
Karen S. Johnston
Branch Manager |
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North Scott Street
419-599-9015
419-599-3128 (Fax) |
Nancy J. Gable
Branch Manager |
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