The Henry County Bank offers many types of loans to meet your personal and business goals. Our qualified loan officers make decisions locally to better serve your financial needs. See our

New and used auto loans are available to qualified candidates at competitive rates. Other installment loans can be secured for mobile homes, travel trailers, commercial trucks, snowmobiles, motor bikes and motor homes.

The Bank has money available for loans for your personal goals. If you're dreaming about a vacation, a new boat, paying off credit card debt or medical bills, or just need money to pay off taxes, we can help.

There are many options to homeowners who are making this big investment. The Bank services all of its mortgage and real estate loans for the best customer service available. We offer several options for mortgages, including Fixed Rates, Adjustable Rates, and we are also capable of structuring unconventional mortgages to meet your individual needs.

Unique to The Henry County Bank are...

• Bridge Loans for homeowners who have purchased a new home and haven't yet sold their first home.
• Construction Loans for owner-built homes are available to qualified applicants. If you want to build your own home, come in and talk to us.

The equity that you have built up in your home can help you to pay for your child's education, a new boat or RV, payoff of other debts, or lots of other dreams that you have.

Maybe you would just like to update or enlarge your current home. We have loans available to help you create your dream home.

Financing your child's education can be daunting. Our loan specialists will assist you in putting a package together that will meet your needs.

Federal Stafford Loans are available to students who qualify for this federally funded loan program. Your student may qualify for interest subsidy during the period they are attending school.

Federal PLUS Loans are offered to parents of dependent undergraduate students. It is a loan that may be used in addition to the Federal Stafford Loan.

The Henry County Bank strongly supports our agricultural community and offers a variety of competitive products and services to meet your specialized needs. We are committed to serving the agricultural community. Our staff of professionals understands agriculture and takes pride in being your financial partner. Whether you need to purchase equipment, finance agricultural real estate, or utilize a line of credit to finance crop input cost, like seed and fertilizer, we work with you to structure a productive package.

Ag-Lines of Credit are available for both grain and livestock operations. As you plan for the planting season, an ag-line of credit can assist you in prepaying inputs such as seed, fertilizer, or feed. It also provides you flexibility in marketing your grain and livestock. Our ag-line of credit allows you to manage your in-flows and out-flows during the year to meet your operation's specific needs.

Equipment Loans for the purchase of new or used equipment are available. Both fixed and variable rate programs are offered. The terms of these loans may vary by the type of equipment, with a maximum term of seven years. Monthly, quarterly, semi-annual, annual or special balloon payment options are available to keep payments affordable.

Real Estate Loans for the purchase or refinance of farmland, land improvements, and outbuildings are offered. Both fixed and variable rate programs are available. The terms vary and may be as long as 25 years. In addition, we offer monthly, quarterly, semi-annual, or annual payment options.

FSA Loan Programs. The Henry County Bank participates in the Farm Service Agency (FSA) loan guarantee program. We will help evaluate your needs and work with FSA to obtain the most suitable financing available. A beginning farmer program is available, as well as the guaranteed loan programs which are available for real estate, equipment, and operating loans. Additional information on these programs are available at our offices.

Link Deposit Programs. The Henry County Bank also promotes and participates in the State of Ohio Agricultural Link Deposit Program that is available to Ohio farmers. The State Treasurer's Link Deposit Program provides reduced rate operating loans for qualifying applicants. The program assists both beginning and seasoned farmers based on financial need.