This is our privacy notice for our customers. When we use the words "you" and "your"
we mean the following types of customers:
An affiliate
is a company we own or control, a company that owns
or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party
is a person we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party, or simply, an "other party."
Opt out means a choice you can make to prevent
certain sharing of information. We will explain how you can exercise this choice.
THE INFORMATION WE COLLECT
We collect information about you from the
following sources:
- Information we receive from you on applications
or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying customer information
THE CONFIDENTIAL, SECURITY AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about
you to those employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards to
protect this information.
YOUR INFORMATION AND OTHER PARTIES
We may disclose information to other parties.
Here are the kinds of information we disclose to these other parties:
- Information you give us on an application or other forms, such as:
- Name
- Address
- Assets
- Income
- Information about your transactions with us, such as:
- Account balances
- Types of accounts
- Information we receive from a credit reporting agency, such as:
- Creditworthiness
- Credit history
You may opt out of the disclosure of the information listed above.
State Limitations
AL, AK, CA, ID and VT - We will not share this information
about customers who reside in Alabama, Alaska, California, Idaho or Vermont.
MA, MS and NJ - We will not share any information derived from deposit relationships
with us about customers who reside in Massachusetts, Mississippi or New Jersey. If you
have a loan account or other customer relationship in addition to a deposit account
relationship, and you do not want us to share this information about you, you should
opt out using a method described below.
IL - We will not share this information about our customers who reside in Illinois
with other parties.
Types of Other Parties
We may disclose information about you to the
following types of other parties:
- Financial service providers, such as:
- Mortgage bankers
- Securities broker-dealers
- Life insurers
We may also disclose information about you to other parties as permitted by law.
Reasons For Disclosing
We may disclose information about you to other parties
to provide you with information about additional products and services.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
YOUR RIGHT TO BLOCK THE DISCLOSURE
OF YOUR INFORMATION
Other Parties. If you do not want us to share your
information with other parties, you can block the release of certain information. This is known
as your right to "opt out."
Your decision to block the disclosure of your information will apply to information collected
from all products and services you receive from us.
If you have obtained one or more products or services jointly, an opt out instruction by any
party will be effective for all of that party's information we have collected and for all
information collected in conjunction with the product or service for all other joint parties.
If one of you chooses to opt out, no information we have collected about you will be shared,
nor will we share information about any other joint party collected in conjunction with the
product or service.
If you wish to opt out of the disclosure of your information, you may do so by contacting us at:
The Henry County Bank
122 E Washington Street
Napoleon, OH 43545
(419)599-1065