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 The Henry County Bank offers ATM access and Online Banking to all these checking
and savings accounts. Two or more accounts can be combined on
one statement for your convenience and ease of bookkeeping.
FREE CHECKING
This account features no monthly service charges, no minimum balance
requirements ($50.00 minimum to open), and unlimited check
writing. Images of your original checks will be returned to you monthly.
NOW ACCOUNT
Earn interest on your daily balances and still write unlimited
checks. Images of your original checks will be returned to you monthly.
SUPER NOW ACCOUNT
If you have a higher balance, you can earn a higher rate of interest
than our NOW Account. You can write unlimited checks and we will
return images of your checks to you monthly.
MONEY MARKET CHECKING ACCOUNT
You can earn our highest rate of interest on this checking account.
Checks and other debit transactions are limited. Images of your
original checks will be returned to you monthly.
| Checking |
Free Checking |
Now Account |
Super Now Account |
Money Market Checking* |
| Minimum Required to Open |
$50.00 |
$1,000.00 |
$2,500.00 |
$2,500.00 |
| Fee per month if balance falls below minimum |
N/A |
$6.50 |
$8.50 |
$8.50 |
Minimum required to avoid fees
OR
In a Statement or Super Stmt Savings |
N/A |
$1,000.00 |
$2,500.00 |
$2,500.00 |
| A daily balance of: |
| N/A |
$2,000.00 |
$5,000.00 |
$5,000.00 |
| Cancelled checks with Statement |
Images with check listing |
Images with check listing |
Images with check listing |
Images with check listing |
| Rate Information |
N/A |
Refer to the
Rates page. |
| Compounding & crediting frequency |
N/A |
Monthly |
Monthly |
Monthly |
* Transactional Limitations.
STATEMENT SAVINGS ACCOUNT
This is our basic savings account. This account can be designated
to provide overdraft protection for a checking account. A quarterly
statement will be mailed to you.
SUPER STATEMENT SAVINGS ACCOUNT
This account pays a higher rate of interest to customers with
a higher balance in the account. This account can also be designated
to provide overdraft protection for a checking account. A monthly
statement will be mailed to you.
CHRISTMAS CLUB ACCOUNT
Receive a free gift and start saving for those extra holiday expenses
when you open a Christmas Club account. Our clubs range from $.50 to $20.00
weekly deposits. If you make 50 consecutive deposits of the same
amount, we will make the 51st deposit of that amount for you.
(Gifts are available while supplies last.)
| Savings |
Statement Savings |
Super Statement Savings |
Christmas Club |
Minimum Required
to Open |
None |
$2,500.00 |
$0.50 |
| Fee per month if balance falls below minimum |
$0.75 |
$5.00 |
N/A |
| Minimum required to avoid fees |
$100.00 |
$2,500.00 |
N/A |
| Rate Information |
Refer to the
Rates page.
| Equal to 1 weekly deposit. |
| Compounding & crediting frequency |
Semi- Annually |
Monthly |
No compounding. Credited yearly. |
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